SECURED LOAN /C.C SECURED LOAN CHECK LIST
- PASSPORT SIZE PHOTO OF BORROWER & OWNER AND SIGN @ CO APPLICANT
- 3 ADVANCE CTS SAVING ACCOUNT CHEQUES OF APPLICANT
- LATEST 3 MONTHS SAVING ACCOUNT BANK STATEMENT OF BORROWER
- PAN CARD & AADHAR CARD OF BORROWER
- LATEST 3 YEARS IT PAPERS
- ORIGINAL HOUSING DOCUMENTS WITH 2 XEROX COPY SETS
- LATEST PROPERTY TAX RECEIPT
- LATEST ENCUMBERANCE CERTIFICATE WITH 30 YEARS DETAILS
- PROPERTY VALUATION CHARGES RS.600/- TO BE PAID
- 2 GUARANTORS SIGNATURE REQUIRED FOR SECURED AND C.C SECURED LOAN (LOAN SHOULD BE ONGOING)
- RATE OF INTEREST ON LOAN IS 12% P.A
- REPAYMENT (SECURED LOAN 84 INSTALLMENTS) & FOR (C.C SECURED 60 INSTALLMENTS)
- LIMIT OF SECURED LOAN IS UPTO 30 LACS & C.C SECURED IS UPTO 25 LACS
- MORTGAGE TO BE DONE AFTER APPROVAL OF LOAN
- NOTE:- CHQ AND STATEMENT SHOULD BE OF SAME ACCOUNT
CAR LOAN AND VEHICLE LOAN
- PASSPORT SIZE PHOTO OF APPLICANT
- 3 ADVANCE CTS SAVING ACCOUNT CHEQUES OF APPLICANT
- LATEST 3 MONTHS SAVING ACCOUNT BANK STATEMENT OF APPLICANT
- PAN CARD & AADHAR CARD
- LATEST 3 YEARS IT PAPERS
- QUATION OF CAR (CAR LOAN)
- 4 GUARANTORS FOR CAR LOAN
- RATE OF INTEREST ON CAR LOAN IS 10% P.A AND VEHICLE LOAN IS 14%P.A
- REPAYMENT SCHEDULE FOR CAR LOAN 60 INSTALLMENTS
- NOTE:- CHQ AND STATEMENT SHOULD BE OF SAME ACCOUNT
HOPE GOLD/GOLD/CC GOLD LOAN
- AADHAR CARD
- 1 CTS SAVING ACCOUNT CHEQUE
- VALUATION OF GOLD WILL BE DONE BY ICCS MANAGER
- RATE OF INTEREST ON HOPE GOLD LOAN @ 80% ON VALUATION IS 7.5% P.A GOLD LOAN @80% ON VALUATION IS 12%P.A AND CC GOLD LOAN @80% ON VALUATION IS 9%P.A
- 1 WITNESSES FOR GOLD LOAN
REGULAR LOAN CHECK LIST
- LATEST PASSPORT SIZE PHOTO 1 BORROWER
- 3 ADVANCE CTS 2010 CHEQUES OF SAVINGS ACCOUNT.
- 3 MONTHS LATEST BANK STATEMENT.
- PAN CARD & AADHAR CARD XEROX.
- 6 GUARANTORS SIGNATURES.
- LIMIT OF REGULAR LOAN UPTO 2 LACS
- RATE OF INT.12% P.A PERIOD OF PAYMENT 60 MONTHS
BUSINESS- DAILY AND DEVELOPMENT LOAN CHECK LIST
- LATEST PASSPORT SIZE PHOTO 1 BORROWER & 1 OWNER
- 3 ADVANCE CTS 2010 CHEQUES OF SAVINGS ACCOUNT.
- 6 MONTHS LATEST BANK STATEMENT.
- PAN CARD & AADHAR CARD XEROX.
- 6 GUARANTORS SIGNATURES.
- 2 UNDERTAKING WITH 1 SAVINGS ACCOUNT CHEQUE
- 3 YEARS LATEST IT PAPERS.
- GMCH/LABOUR/TRADE LICESENCE
- APGST/CST/ VAT REGISTRATION.
- SHOP INSURANCE
- RATE OF INT.14%P.A FOR DEVELOPMENT LOAN AND 15%P.A FOR DAILY LOAN PERIOD OF PAYMENT 60 MONTHS
EDUCATION LOAN CHECK LIST
- LATEST PASSPORT SIZE PHOTO 1.
- 3 ADVANCE CTS 2010 CHEQUES OF SAVINGS ACCOUNT.
- 3 MONTHS LATEST BANK STATEMENT
- PAN CARD & AADHAR CARD XEROX
- I 20 WITH ADMISSION LETTER.
- ACADEMIC YEAR CERTFICATES (XEROX COPY OF 10TH/12TH/DEGREE).
- PASSPORT FRONT AND BACK XEROX COPY.
- 4 GUARANTORS SIGNATURE REQUIRED (LOAN SHOULD BE ONGOING).
- 2 UNDERTAKING SIGNATURES REQUIRED ALONG WITH 1 CHEQUE EACH.
- LIMIT OF EDUCATION LOAN UPTO 5LACS ONLY
- VISA COPY.
- RATE OF INT. 12% PERIOD OF PAYMENT 60 MONTHS
EDUCATION LOAN SANCTION LETTER SECURED
- LATEST PASSPORT SIZE PHOTO 1.
- 3 ADVANCE CTS 2010 CHEQUES OF SAVINGS ACCOUNT.
- 3 MONTHS LATEST BANK STATEMENT.
- PAN CARD & AADHAR CARD XEROX
- ORIGINAL HOUSING DOCUMENT WITH 2 XEROX SETS-PHOTO AND SINGED @CO.APPLICANT.
- I 20 WITH ADMISSION LETTER.
- ACADEMIC YEAR CERTFICATES (XEROX COPY).
- PASSPORT FRONT AND BACK XEROX COPY.
- 2 GUARANTORS SIGNATURE REQUIRED (LOAN SHOULD BE ONGOING).
- LIMIT OF EDUCATION LOAN SANCTION LETTER UPTO 30 LACS ONLY